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The Process

How We Buy Your
London Property

Four clear steps from first contact to cash in your account. No hidden stages, no surprises, no obligation to proceed at any point.

See the Process📞 020 7123 4567
1

Initial Contact & Indicative Offer

What you do: Call us on 020 7123 4567, WhatsApp us on +44 7911 234 567, or complete our online form. Give us the basic details of your property — postcode, approximate size, and a brief description of its condition and your situation.

What we do: A senior property consultant will respond within 2 hours with an indicative cash offer based on current market data for your area. This is not a legally binding offer — it is an honest initial assessment so you can decide whether to proceed to the next step.

What it costs: Nothing. This step is completely free and without obligation. If our indicative offer is not right for your situation, you can walk away — no fee, no follow-up pressure.

How long it takes: We aim to respond within 2 hours of any enquiry during business hours (Mon–Fri 8am–8pm, Sat 9am–5pm).

2

Same-Day Property Survey

What you do: Agree a convenient time for our surveyor to visit. This is typically available the same day as your initial enquiry, particularly for urgent cases. You do not need to do anything to prepare the property.

What we do: One of our RICS-accredited in-house surveyors visits the property. They carry out a thorough assessment of condition, any structural or legal issues, and any factors that affect value. This is done discreetly — there is no signage or obvious indication that the property is being valued.

What it costs: Nothing. We pay for the survey entirely. You receive a copy of the key findings if you request one.

How long it takes: The survey visit typically takes 30–60 minutes. In most cases we can visit the same day you contact us.

3

Formal Written Cash Offer

What you do: Receive and review our formal written offer. Take as much time as you need. Seek independent legal or financial advice if you wish — we actively encourage this.

What we do: Within hours of the survey, we issue a formal written cash offer. This sets out the price, any conditions, and our proposed timeline. We explain clearly how the figure has been arrived at — comparable sales data, condition adjustments, and our costs as a business.

What it costs: Still nothing. The offer is entirely without obligation. You are free to accept, decline, or negotiate. We do not use expiry pressure tactics.

Important note: Our offers are typically 75–85% of open market value. This discount reflects the speed, certainty, and cost savings we provide. We will always explain this honestly and encourage you to weigh up all your options.

4

Exchange, Completion & Payment

What you do: Accept our offer and instruct a solicitor (we can recommend one, or you can use your own). Sign the necessary legal documentation. On the completion date, hand over keys and receive the agreed purchase price directly into your bank account.

What we do: Our solicitors drive the legal process. We instruct immediately on acceptance and maintain momentum throughout. We keep you updated at every stage via WhatsApp, phone, or email — whichever you prefer.

Exchange vs Completion: Exchange of contracts is the legally binding moment — once exchanged, neither party can withdraw. We can exchange within 24 hours in urgent cases. Completion — when money transfers and you hand over keys — can happen on any date that suits you: it could be the same day as exchange, or weeks later.

What you receive: The full agreed purchase price, with nothing deducted. We have already paid all legal and surveying costs. The money arrives in your solicitor's account on the completion date and is transferred to you same day.

💡 The typical timeline is 7–28 days from first contact to completion. In genuine emergencies — where repossession is imminent — we have completed in as few as 3 days. We can also slow the timeline down if you need more time to prepare for moving.

Costs & Savings

What Does a Cash Sale Actually Cost?

Nothing. Here is a full breakdown of what is included and what you avoid.

✅ With Rapid House Buyer — You Pay

  • £0 — Estate agent commission
  • £0 — Solicitor / legal fees (we pay)
  • £0 — Survey costs (we pay)
  • £0 — EPC certificate (we handle)
  • £0 — Mortgage payments during sale (days not months)
  • £0 — Redecoration or repairs required

❌ Open Market — Typical Costs

  • £5,000–£18,000 — Estate agent fees (1–3%)
  • £1,500–£3,500 — Solicitor / conveyancing fees
  • £500–£1,500 — Survey costs (buyer may renegotiate)
  • £100–£350 — EPC certificate
  • £3,000–£15,000+ — Mortgage payments during 3–9 month sale
  • Variable — Decorating, staging, minor repairs

The above is illustrative based on a £500,000 property. Individual circumstances vary. Always take independent financial advice.

Process Questions

Questions About the Process

Yes, at any point before exchange. Before exchange, you are under no obligation and can withdraw without any cost or consequence. After exchange, the contract is legally binding on both parties — which is also what gives you certainty that we will complete. We would never pressure you into exchanging before you are ready.

Ideally yes, or someone who can provide access. If the property is tenanted, our surveyor can work directly with your tenant with appropriate notice. If the property is vacant, we can arrange key collection. We accommodate whatever works best for your situation.

We have relationships with specialist fast-completion solicitors and can refer you to one at no cost. However, you are completely free to use your own solicitor — there is no requirement to use our recommendation. Using your own solicitor does not slow the process provided they have capacity to move at the required pace.

Funds transfer to your solicitor's client account on the completion date — the specific date agreed in the contract. Your solicitor will then transfer the net proceeds to your nominated bank account, typically same day or next day after completing their own accounting process.

View All FAQs

Ready to Start the Process?

Get your free, no-obligation cash offer today. One call or WhatsApp message is all it takes to begin.

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